Saving On The Go With A Cup Of Joe: How To Save Money At The Pump!


Good morning, savvy savers! For this weeks Savings To Go With A Cup Of Joe post, I want to discuss ways to save money on gas. If you or your family is anything like mine, you are always on the go, driving here and there, and filling up your gas tank seems to dip more and more into your saving envelope system! Did you know that as of September 16, 2013, automotive authority AAA predicted “no more sub 3 dollars a gallon gas.” Meaning? Gas prices will never again drop below the $3.00 mark. Even with current gas prices logging in for more than 1,000 days at $3 per gallon or higher nationwide, gas prices seem to be steady reaching new and unexpected highs. With that said, there are ways to minimize gas consumption cost.




Here are a few ways to help you save money at the pump:


1. Gas Cubby/Fuelly

  • For iTunes (free)
  • An Android app is in development

Gas Cubby has recently joined forces with Fuelly to provide a greatly expanded online and mobile experience for consumers searching for ways to save on fuel costs. Gas Cubby can track fuel-use by mileage and maintenance, store vehicle data, send reminder prompts and keep detailed trend records across synced devices.

2. Yellow Pages Local Search & Gas Prices

The Yellow Pages is back and more comprehensive than ever with its new mobile app. This free app helps you search more than 18 million entries and keep tabs on your favorites in a variety of categories. The fuel-price finder delivers phone numbers, maps, directions, ratings from other customers, and mobile coupons!

3. Gas Guru

This app is also from Yellow Pages, but focuses on finding low gas prices.  One of the best aspects of this app  is guaranteed accurate because it comes through the app directly from OPIS (Oil Pricing Information Service).

4. Gas Buddy

This well-respected app is the app of choice for more than 32 million drivers—and a robustly loyal user community that helps keep pricing updated in exchange for the chance to win great prizes like cash and free gas.

5. Dex Mobile

Dex Mobile is similar in many ways to the Yellow Pages apps, in that it does much more than simply finding the cheapest, closest gas station and directing you to it. The app will also show you the top three cheapest stations in order.

6. Poynt

The app will find the closest station, price-compare nearby stations, then “poynt” you in the direction of the station you choose.

7. Wayze Social

The app will also automatically generate re-routing instructions if traffic conditions worsen further along the route you’re taking.

8. Gas Mileage Calculator

This app is a price-comparison guide, with its own mileage calculator; this app helps calculates expenses, and even per-unit fuel costs.


Shop In Your Slippers: Current Amazon Subscribe & Save Deals!


Good morning, savvy savers! I hope the start of this work week find you rested and ready for whatever endeavors find their way to you this week. With that said, I wanted to share with you this weeks top Amazon Subscribe & Save deals! If you learn the ins and outs of the Subscribe & Save program, which as you might already know is an awesome online, shopping program, which will allow you to shop for food, household, and personal care items, shipped to your home for free, on a schedule.

Amazon Mom Subscribe & Save

This program has another great feature, in that the more items you subscribe to, the greater your discounted price will be; if you purchase 1-4 items you will receive a 5% discount on each subscription, and with your 5th plus subscription, you will receive a 15% subscription. Another way I budget this program is by using earned survey gift cards to pay for my items; I generally receive free subscriptions this way!


And if you’re an Amazon Mom member, you get a whopping 20% off. Subscription are tailored to your schedule and delivered the same time each 1, 3, 6, or 12 months per your request, and can be put on hold or stopped at any time.

With that said, here are a few deals this week on Amazon Subscribe & Save:

Deals under $3.00:

Chapstick Lip Balm

Nestle Raisinettes Stand Up Bag

Yummy Earth Natural Jelly Beans

One with Nature Mud Soap

Twinings Peppermint Tea

Alka-Seltzer Effervescent

Hartz Dentist 2-Inch Dog Bones

Multi Grain Cheerios Peanut Butter

Sprout Whole Grain Cereal

Earth’s Best Organic  Veggie Pop Snacks

Suave Kids 2 in 1 Shampoo and Conditioner

Ziploc Twist ‘n Lock Containers

Purex Ultra Packs Laundry Detergent

Dr. Scholl’s Moleskin Padding

Earth’s Best Organic Veggie Snax

Yogi Caramel Apple Spice Tea

Colgate Max Fresh Toothpaste with Mini Breath Strips (6 oz.)

Maybelline ExpertWear Twin Brow & Eye Pencils Eyebrow Makeup

Playtex Handsaver Gloves

Kellogg’s Special K Cereal

Maybelline New York Baby Lips Moisturizing Lip Balm, Cherry Me

Maybelline Baby Lips Lip Balm

Sprout Organic Whole Grain Baby Cereal (7 oz.)

Mr. Clean Magic Eraser, Original (4 count)

Almay Oil-Free Eye Makeup Remover Liquid Eye Makeup Remover

Deals Under $5.00

EO Hand Sanitizer

Starburst Original Jelly Bean

Maybelline Great Lash Waterproof Mascara

Nivea For Men Platinum Body Wash

Glade Sense & Spray Refill, Lavender and Vanilla

Kraft Honey Hickory Barbecue Sauce

Nivea Kiss of Shine Glossy Lip Care

Dove Damage Therapy Shampoo

Coffee-mate Original Creamer

Burt’s Bees Baby Bee Wipes

Garnier Fructis Style Sleek & Shine Flat Iron Perfector Straightening Mist (6 oz.)

Herbal Essences Drama Clean Conditioner

Dove Men Face and Body Bar

Garnier Fructis Style Sleek & Shine Flat Iron Perfector Straightening Mist (6 oz.)

St. Ives Facial Moisurizer

L’Oreal Paris Apricot Scrub

21st Century Herbal Orange Slice Slimming Tea (24 pack)

Nature Made Fish Oil (90 count)

Tresemme Smooth No Frizz Shine Hair Spray

Playtex Sport (18 pack) Tampons

Seventh Generation Natural Dishwasher Detergent Pacs (20 count)

Axe Shock Shower Gel (16 oz.)

Dove Strength and Shine Extra Hold Hairspray (7 oz.)

Pond’s Luminous Clean Wet Towelettes (30 count)

Burt’s Bees Plum Lip Shimmer

Savings On The Go With A Cup Of Joe: Open A Free Online Checking Account and Earn $50.00!


Hello again, savvy savers! For this weeks Saving On The Go With A Cup Of Joe, I want to discuss with you free money! That’s right free money, or as seemingly free as one could imagine free money to be. In fairness, this offer requires a touch of footwork, and a portion of your Envelope Budgeting Savings System, but you will get your return back amply!

Capital One 360, formerly known as ING Direct, is again offering a promotional offer, where you will earn by opening an online account with them. Here’s how:

1) Click here to enter their website, and then click on the “Apply Now” button

2) Open a free Capital One 360 Checking account; there is no minimum amount needed to open above $1.00. All standard measures to open a banking account, apply online as well.

3) You will be sent a debit card by mail.

3) Make a total of 3 card purchases, using your new debit card within 45 days of account opening.

4) $50 bonus will automatically be deposited into your account on day 50.

Its that simple! Then take your new $50.00 return investment, and put that toward other financial priorities you have, like a new savings account, paying a bill, or the like.

Here’s to saving!

Sunday Savings Shuffle!

Good afternoon again, savvy savers! As it is Sunday, and a normal day of respite, we as couponers still have a quick touch of work to accomplish to help our weeks run a bit more on course!

I call it the Sunday Savings Shuffle!


Why a Sunday Savings Shuffle? For me, Sunday afternoons, after service and coupon shopping, the first activity I venture into is putting on my slippers, and shuffling about the rest of my afternoon! In between getting the last of the dinner prep finished and working on laying things together for next week, I grab a cup of tea and complete my Sunday Savings Shuffle.

Picture me now, shuffling into my office… shuffle, shuffle, shuffle!

So, here’s what I do:

– Clip and organize my Sunday coupons; this means looking over my coupon binder, pulling out expired coupons to be sent to Coups For Troops, placing new coupons into the binder, and organizing any remaining match-ups not yet finished for the week.

– I check my apps; I look over my Shopmium, ibotta, SavingStar, Shopkick, and Checkout 51 app to make sure I haven’t any deals expiring, and that all receipts have been imputed for rebates.

– I impute all my receipts for Receipt Hog; remember the counter on this app renews each Sunday at 11:59 pm, EST!

– I check Winn-Dixie, Rite Aid, and Target Cartwheel apps for any digital coupons I can add to my cards for the week.

– I checkout,, and P&G online, to see if any freebie coupons have reset.

– I place all my weekly store circulars into my coupon binder, in case price-match opportunities should arise mid-week.

–  I take a quick look at my social media outlets for posted deals by manufactures; Facebook and Twitter often post deals, and Pinterest often posts deals for Disney Family Rewards.

– I verify I have put all of my My Coke Rewards caps onto my account.

– I verify with my online websites to make sure I am finished all needed tasks and requirements; I usually check on Crowdtap, ExpoTV, Recyclebank, and Jingit.

– I check out and Target’s online sample site, to see if there are any available samples.

– I check out my Bloglovin’, Youtube, and RSS Readers to see if any of my favorite blogs have any new savings for me!

– I check out Viggle and Swagbucks, to see if there are any new shows worth watching to earn points!

– Last but not least, I do a end-of-week tally in my savings system envelope.

Yes, I am aware this sounds like a lot, but I can usually accomplish all of these things in 30 minutes, minus the time it takes to organize my coupons for which I accomplish while watching a movie or such, and find it helps me greatly stay on top of sales for the week!

Here’s to saving!

Saving To Go With A Cup Of Joe: Envelope Savings Systems!


Good morning, savvy savers! Today I am starting another new savings series! I would like to introduce you to, Savings On The Go With A Cup of Joe! Each Tuesday I will be discussion a different savings secret, trend, or personal implementation! Why the Joe? I need my morning coffee, and I thought that discussing finances with the world required a cup of coffee! This morning I will be discussing my personal envelope savings system!

So to begin, I started using an envelope savings system because on average I found myself overspend by 15% or more, weekly, when my family and I did not use cash to pay for purchases; credit cards, and debit cards for that matter, often mean more debt for me! Like my family, until a year ago, did not have a savings plan in place and that was a huge issue for us! Only a small percentage of families have a system in place to help control the household finances. Using cash to pay for purchases, by way of an envelope system, is a very simple and effective way to control spending, and it has worked well for us.

1) It’s easy to set up the envelope system. Simply put, make a monthly budget, including money for savings, and once your bills have been paid and allocated, withdrawal cash equal to the amount of what you have planned to spend for gas, groceries, parking, hair appointments, and incidentals.

2) Decide as a family what categories of spending you are going to put on a cash basis. Some might prefer to put all of their expenses on a cash basis. For me, cash is always used for food, clothing, gasoline, auto repairs, toiletries, cosmetics, hair care, stockpiling, weekly deals, and mad money.

3) Invest in a pouch to use as your envelope; try the Dollar Tree for such options!

4) Label your envelopes. Get several standard letter size envelopes, or pouches and label then for certain expenses, if you will use them for bills, such as the water company, electric company, or the like. Then create envelopes for personal funds, or group funds, as specified above. I generally use one envelope and break up stacks with sticky notes and paper clips!

5) Once your envelopes are labeled, decide how much you plan to spend on each expense for that period; making sure to go back through and write those amounts on their corresponding envelopes.

6) Be sure to store your envelopes in a safe place. I purchased a $10.00 lock box at Walmart for this purpose and the only two people who have access to place or remove envelopes are the two people who create the funds, my husband and I!

7) Being successful at handling money takes planning. The envelope system is extremely powerful but it is only part of a good financial plan. To effectively manage your personal finances you should also include a monthly budget, spending plan, savings plan and debt reduction plan. Also, be sure to keep your receipts!

8) Remember, when you run out of funds, that’s all you can spend!

I know this list sounds harsh, but trust me, you will save greatly, largely, and quickly! This is the only way I have found to effectively spend money in an effective, accountable manner!

Weekly Menu!


Hello, my fellow menu-planning pals! I wanted to share with you all my proposed menu for next week; I am excited to share the first of each weeks menu ideas. This week, I have everything I need on hand to prepare these meals, and this is prove to be a great ease to this weeks budget! Let me all know what you think! Next week, I will be couponing and shopping at my local Dollar Tree, Sam’s Club, Winn-Dixie, and Walmart and will share my new finds, as they come available for the following weeks menu. As well, for future weeks, when I try new recipes, I will post them in my recipes section above! In addition to my menu, I am excited to be trying out my individual crock pots, for serving lunch, which I purchased 75% off after the holidays from CVS! Most of menus desserts are Dollar Tree freebies and that rocks as well! Please note, by planning your menu, taking lunch from home, and using what you have on hand you will save nearly seventy percent off of what it would cost to eat out; each week I can cook for four for around forty-fifty dollars, with funds leftover!

Please enjoy!


Waffles with warm syrup and fresh fruit for breakfast, chopped chef salads for lunch, and for dinner, bbq crock pot chicken, corn-on-the-cob, green beans, rice pilaf, corn muffins, and eclair cake trifle.


Cereal for breakfast, burritos and granola bars for lunch, and napa cabbage, potatoes, and ham with corn muffins for dinner; we will leftover dessert from last night.


Cereal for breakfast, ham and cheese sandwiches with salad and fruit cup for lunch, and chili dogs with coleslaw and brownies for dinner.


Oatmeal and berries for breakfast, soup of choice and crackers, and fresh fruit cup for lunch, and rotisserie chicken with macaroni and cheese, with peas for dinner.


Cereal bars and smoothies for breakfast, egg salad sandwiches with chips and fruit cup for lunch, and meatball marinara subs, topped with provolone, salad, and chocolate chip cookies for dinner.


Cereal for breakfast, leftovers (sub or salad, or both) for lunch, and self-serve cold cut sandwich platter, with chips and pudding cups for dinner.


Waffles topped with fresh fruit for breakfast, grilled cheese sandwiches for lunch, and mushroom and swiss turkey burgers, with sweet potato fries for dinner.

Frugal Living Tip: Amazon Subscribe and Save Program!


Good morning, savvy savers! I hope this morning finds you well rested and well versed for the next week ahead! Today, I wanted to share with you one of the many, easy ways I have found to save on my monthly grocery bill, and that is with the Subscribe and Save program! Know I know, many people will hear the phrase “subscribe,” and be very hesitant, but fear not as this program is a top-notch savings tool! Let me start by saying that I use the program for several reasons including the fact that I like to save money monthly, I enjoy saving time and gas by having my household products delivered free of charge to my home, and I also enjoy the fact that I can save rewards from survey sites, Swagbucks, ExpoTV, ibotta, and others to pay for my groceries! I have been able to maintain my envelope savings system, and incorporate my subscriptions, by using rewards and a portion of my monthly allowance, which is set aside for these household products!

Another great feature to this program is that you do not have to be an Amazon Prime member to participate, you can chose when you want your household items delivered;  every one, two, three, or six months you can chose when your items will arrive. What’s even better, you can cancel a subscription anytime after it has shipped, for example, say I post a deal of a fabulous score of inexpensive paper towels or the like, you order them, and once they come you do not want another another shipment, you can cancel your subscription at any time; you can also pick your subscription up down the line as well! In addition, if you order five items, you will receive 15% off your total, and the more items you order the higher the percentage off, up to 30%, and these discounts can be combined with offers from other memberships like Amazon Prime, Amazon Mom, and Amazon College!

Did I also mention that many items in this program also now feature digital coupons which can be clipped online, through, and immediately applied to your total? How awesome is that! 


Here is how the program works:

1.) First sign up for a free account; you can also add a free one-month subscription to any of the Prime-Affilate programs as well.

2.)  Search Amazon and find the item you want to buy; you can also search the Amazon Subscribe and Save Store.

3.) If you have subscribe and save box below the “add to cart” button.

4.) Place it in your cart with the “subscribe now” button; 15% to 30% should be taken off of your price immediately depending on how many subscriptions you have currently.

5) You will go through the online checkout process; please note, any gift card balances will be applied first to all orders and subscriptions, before any other payments are obtained.


This program is easy peasy! I also wanted to share that quarterly, I have different shipments, with different items, to fit my family’s needs at that time. In the Winter I order more breakfast items, generally gluten-free or organic products, and lunch snacks, whereas in the spring I order gardening items and pet supplements, whereas in the summer I order smaller picnic items and playdate novelties on the cheap, and for the fall more paper products and holiday giftable items such as k-cups, hot cocoa, and the like! In addition to this, I often find deals for vitamins and supplements, cheaper than my weekend drugstore deals, and are delivered free to my home! In addition to this, I also buy most of essential oils and dietary needs such as shea butter, coconut oil, and such using this program as well!

I highly recommend you looking over this program and wishlisting items you may want to consider in the future, and placing orders when you can!

This is an amazing savings program I am sure you will love! Click here for more details!

Happy savings!